Strategies
Investment focus.
As a private investment and advisory group, we acquire and sell whole loans for our own account and advise on both sides of whole loan and MSR transactions. Our focus is residential non-conforming loans and scratch & dent loans across agency, Ginnie Mae and non-QM.
| Asset class | What we trade | Typical exits |
|---|---|---|
| Scratch & dent | Agency (Fannie Mae and Freddie Mac), Ginnie Mae (FHA, VA and USDA) and non-QM loans with documentation, compliance, credit or collateral defects, including aggregator and investor kick-outs | Cure and re-deliver, resale, long-term hold |
| Non-conforming performing | Non-QM, jumbo, bank statement and DSCR loans | Securitization, whole loan resale |
| Re-performing | Modified and cured loans with established pay history | Seasoning, securitization, resale |
| Non-performing | Delinquent residential loans | Loan modification, short sale, foreclosure resolution |
| Commercial | Multifamily, office, self-storage and hotel loans | Advisory with REIT and life insurance partners |
| MSR | Bulk and flow mortgage servicing rights | Buy-side and sell-side advisory |
Principal acquisitions
Buying for our own account
We bid on whole loans directly, from individual kick-outs to bulk pools, and close on our own timeline.
Loan sale advisory
Selling for our partners
We prepare the tape, market the pool, run competitive bidding and manage the trade through settlement.
Best execution
Secondary marketing
We compare delivery methods and hedge strategies so lenders choose the best execution, bulk or flow.
Discuss a transaction with our team.
We work with lenders, banks and institutional investors on whole loan acquisitions, dispositions and advisory mandates. All inquiries are handled confidentially.