Institutional execution across the residential whole loan lifecycle.
Ascendant Capital is a private investment and advisory group. Since 2011 we have acquired and sold residential whole loans for our own account and advised banks, independent mortgage lenders and institutional investors on whole loan and MSR transactions. From bid tape through servicing transfer, every stage is run or overseen by our own team.
Broomfield, Colorado
experience
(funded UPB)
sellers and investors
Figures as of November 2026. Combined experience includes principals’ careers before founding or joining Ascendant Capital. Principal acquisitions reflect funded UPB from internal records, including legacy transactions, and are predominantly scratch & dent with NPL, RPL and other residential loans. Advisory volume is reported separately and is not included in principal acquisitions. Transaction count is approximate.
One accountable team across the entire trade.
Most whole loan trades pass through a broker, a diligence firm, a custodian, an interim servicer and a permanent servicer, each with its own handoff. We run or oversee every step ourselves.
Tape cracking & mapping
Any seller format, normalized.
Data validation
Tape reconciled to collateral.
Portfolio analytics
Strats, cash flows, marks.
Pricing & best execution
Loan-level bids, exit paths.
Due diligence oversight
Credit, compliance, valuation.
Settlement & funding
Schedules, wires, custody.
MERS transfer
TOB and TOS registrations.
Interim servicing
Boarding and oversight.
Servicing transfer
To the permanent servicer.
Counterparties we serve.
Loan sellers
Independent mortgage lenders, banks and credit unions moving scratch & dent (agency, Ginnie Mae and non-QM), repurchased or aged inventory off the balance sheet or warehouse line.
Investment partners
Funds, insurance companies, banks and family offices looking for residential and commercial loan exposure sourced, diligenced and boarded to their standards.
What we do for investors →Lenders & servicers
Warehouse lenders and servicers who need a counterparty that resolves aged collateral and delivers clean, complete servicing transfers.
The discipline of a principal investor.
We acquire loans for our own account. Every analysis, bid and recommendation we make for partners is held to the same standard we apply to our own capital.
Principal perspective
Our analysis is built to the standard of a buyer with capital at risk, whether we are acquiring, selling or advising.
Loan-level underwriting
Every pool is validated, stratified and modeled loan by loan before it is priced.
Operational control
Diligence, settlement, MERS and servicing transfer are run or overseen directly by our team.
Confidentiality
Loan tapes, pricing and counterparty information are handled on a confidential basis.
Our scratch & dent marketplace.
RESOLVE is Ascendant Capital’s proprietary platform for scratch & dent disposition, built in partnership with Black Lake. Sellers reach many qualified investors through one agreement and one transfer.
One purchase & sale agreement. One asset transfer. Multiple investors bidding loan-level, by pool or by tranche.
Discuss a transaction with our team.
We work with lenders, banks and institutional investors on whole loan acquisitions, dispositions and advisory mandates. All inquiries are handled confidentially.