Expertise in Mortgage Asset Solutions
Ascendant Capital specializes in providing innovative solutions to the mortgage banking, institutional, and individual investor communities. Our focus is on the residential whole loan market, offering services such as sourcing, negotiating, trading, advising, and analyzing whole loans and MSR portfolios. By prioritizing residential non-conforming and scratch & dent whole loans, we help our clients achieve superior portfolio performance and value optimization.
In addition to our principal investment strategies we provide advisory services for CRE Debt loans with our REIT and Life Insurance partners.
Whole Loan Sales & Trading Desk
Our Whole Loan Sales & Trading Desk identifies and acquires residential whole loan opportunities tailored for our portfolio. We specialize in performing scratch and dent, non-performing, and re-performing residential and commercial whole loans.
Residential Whole Loans
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Performing
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Scratch and Dent
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Non-Performing
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Re-Performing
Commercial Whole Loans
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Multi Family
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Office
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Storage
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Hotel
Portfolio Evaluation and Advisory Services
Our team evaluates each portfolio’s potential for securitization through GSE or Ginnie Mae exit strategies, or determines its suitability for long-term portfolio holdings. Beyond principal investments, we offer advisory services for loan sale and MSR transactions, representing both buy- and sell-side interests.
Our Capabilities
Best Execution Analysis
Our Best Execution Analysis service helps mortgage banking clients achieve better secondary marketing execution. We employ advanced hedging strategies to identify the optimal approach for selling loans, whether through bulk commitments or monthly flow production. This service evaluates delivery methods, including Assignments of Trade (AOT), co-issue, mandatory, or best efforts, ensuring our clients can maximize profitability while mitigating risk.
Residential Whole Loan and MSR Analytics
Our analytics process is a meticulous evaluation of portfolio assets. Each assessment includes a thorough review of collateral details, market conditions, and potential credit risks. By combining fundamental collateral analysis with technical market insights, we provide accurate and actionable valuations.
Data-Driven Projections and Insights
Projections are created using key assumptions such as defaults, loss severity, prepayments, and cash flow inputs. These inputs feed into sophisticated models, producing detailed forecasts and actionable insights for each asset.
Key Solutions
Take the Next Step
For expert guidance and tailored strategies to optimize your mortgage asset portfolio, let Ascendant Capital assist you. Reach out to us for comprehensive insights and actionable solutions.